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{
	    "remoteIp": "xxx.xxx.xxx.xxx", // client IP Address
    "user":
	{
		"id":"userid"
	},
	"token": // optional
	{
		"serial":"10000000"
	},
	"credential":
	{
		"otp":"123456",
		//"cc":"121212" // if verifyResponse is required
	}
}